1. Acceptance and Eligibility
These Terms of Service (“Terms”) form an agreement between you and BitFlap LLC (“BitFlap,” “we,” “us,” or “our”) regarding LiteFolio (the “App”). By downloading, installing or using the App, you agree to these Terms and our Privacy Policy.
You must be legally capable of agreeing to these Terms. If you are below the age of legal majority where you live, a parent or guardian must review and agree to these Terms for you.
2. Service Overview
LiteFolio is a manual investment portfolio ledger and visualization tool that may provide:
- Recording of holdings, accounts, assets, buys, sells, dividends, deposits, withdrawals, fees, splits, tax entries and notes
- Calculated holdings, cash balance, realized profit or loss, performance, allocation, asset trends and dividend figures
- Timeline, holdings and analysis views
- Optional account features and Pro cloud sync across your devices
The App does not connect to brokerage accounts, execute trades, hold client assets or provide brokerage services.
3. Not Investment, Tax or Financial Advice
LiteFolio is provided solely for record-keeping and informational visualization. Nothing in the App is investment, securities, legal, accounting, tax or other professional advice, a recommendation, an offer, or a solicitation to buy or sell any asset.
Calculations and displays depend on information entered by you, App assumptions and software behavior. They may be incomplete, delayed or incorrect. You are solely responsible for verifying all figures against authoritative records and for your investment, tax and financial decisions. Consult a qualified professional where appropriate.
4. Accounts and Cloud Sync
4.1 Local use
Core local features may be used without creating an account. You are responsible for your device, local data and backups.
4.2 Account registration
To use cloud sync or other account features, you may need to sign in using Google Sign-In or Sign in with Apple. You must keep access to your sign-in account secure and notify us of suspected unauthorized use.
4.3 Account deletion
You may request account deletion from the account screen in the App. Deleting an account is separate from cancelling a subscription. You should cancel any active subscription through Apple or Google as described below.
5. LiteFolio Pro and Subscriptions
5.1 Plans and prices
Basic features may be available without charge. LiteFolio Pro may provide cloud sync and other features through the plans and billing periods displayed in the App, App Store or Google Play. Available features, trial periods and prices may vary by platform, region and time.
5.2 Billing, renewal and cancellation
- Apple App Store or Google Play processes subscription payments.
- Recurring subscriptions renew automatically unless cancelled through the applicable platform before the renewal time shown by that platform.
- Deleting the App or your LiteFolio account does not automatically cancel a subscription.
- You can manage or cancel a subscription in your Apple or Google account settings.
5.3 Refunds and changes
Refunds, billing disputes and platform-specific subscription rules are governed by Apple’s or Google’s applicable terms and policies. To the extent permitted by those rules, we may change Pro features or pricing with appropriate notice.
5.4 End of Pro access
When Pro access ends, Pro-only features such as cloud sync may stop or become limited. Data already stored locally remains subject to the App’s normal availability and your device storage.
6. Your Responsibilities
You agree to:
- Enter and review information carefully and maintain appropriate independent records or backups
- Use the App only in compliance with law and these Terms
- Protect your device and sign-in account against unauthorized access
- Not rely on the App as the sole record for tax filings, regulatory reporting, investment decisions or proof of ownership
- Not interfere with, overload, probe or bypass the App’s security or cloud service
- Not reverse engineer, copy, resell or redistribute the App except where applicable law expressly permits it
- Not use the App or service to store unlawful content or infringe another person’s rights
7. License and Intellectual Property
Subject to these Terms, we grant you a limited, personal, non-exclusive, non-transferable and revocable license to use the App on supported devices. The App, software, design, brand, logos and related materials are owned by BitFlap LLC or our licensors and are protected by intellectual-property laws.
You retain your rights in records and content you enter. You grant us only the limited permission needed to process that data to provide, secure and improve the service in accordance with our Privacy Policy.
8. Data, Backups and Sync
8.1 Local data
The App stores portfolio records on your device first. Device loss, malfunction, operating-system changes, storage corruption or App deletion can cause local data loss. Keep any independent records you need.
8.2 Cloud sync
Cloud sync is intended to help synchronize data across your devices. It is not a guaranteed archival or backup service. Conflicts, outages, limits, maintenance, network failures or software defects may delay, duplicate, change or lose synchronized data.
8.3 Deletion
Deletion and reset actions may be irreversible. Uninstalling the App removes local data from that device but does not necessarily remove synced data, delete an account or cancel a subscription.
9. Availability and Changes
We may modify, suspend or discontinue all or part of the App, including free or Pro features, where reasonably necessary for maintenance, security, legal compliance, platform requirements or product changes. We will provide notice where required by law.
10. Disclaimer of Warranties
To the maximum extent permitted by law, the App and service are provided “as is” and “as available.” We disclaim warranties of accuracy, completeness, merchantability, fitness for a particular purpose, non-infringement, uninterrupted operation and freedom from errors or harmful components.
11. Limitation of Liability
To the maximum extent permitted by law, BitFlap LLC and its officers, employees and contractors will not be liable for indirect, incidental, special, consequential or punitive damages, or for lost profits, investment losses, tax liabilities, lost data, loss of opportunity or business interruption arising from or related to the App.
Nothing in these Terms excludes or limits liability that cannot legally be excluded or limited. Consumer rights that apply to you remain unaffected.
12. Suspension and Termination
You may stop using the App at any time. We may restrict or terminate access to account or cloud features if you materially breach these Terms, create security or legal risk, or misuse the service. Provisions that by their nature should survive termination will remain effective.
13. Governing Law and Jurisdiction
These Terms are governed by the laws of Japan, without regard to conflict-of-law rules. Unless applicable consumer law requires otherwise, the Tokyo District Court has exclusive jurisdiction over disputes arising from or related to these Terms or the App.
14. Changes to These Terms
We may update these Terms. Updated Terms become effective when posted in the App or on this website, or on a later date stated in the update. Where required, we will provide additional notice or request consent.
15. Contact
For questions about these Terms, contact:
BitFlap LLC
Email: support@bitflap.app
Web: https://bitflap.app/contact/